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Medicaid eligibility rules do not count certain assets such as a home, a car, and personal effects.
Therefore, in appropriate cases a community spouse might take money from countable savings to buy a more expensive home; repair or improve an existing home; or buy a new car, new household furnishings, or personal effects.
And premiums have been increasing a lot in recent years.
As a result, few seniors are covered by long term care insurance.
Medicaid rules do not restrict spending countable assets on non-countable ones of equivalent value.
Money spent on non-countable assets needed for the community spouse’s use can accelerate Medicaid qualification.
John and Marian Jones have a home and ,000 of savings when John enters a nursing home for a long term stay.
To protect the financial security of the “community spouse” (i.e.
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